Legal
Terms & Conditions
Last updated:
Welcome to The Coverage Compound. These Terms & Conditions ("Terms") govern your use of our website and the services we provide. By accessing our site or submitting a request, you agree to these Terms. If you don't agree, please don't use the site.
Who we are
The Coverage Compound is an independent insurance agency that helps individuals, families, and businesses compare and enroll in health coverage, including Marketplace (ACA), private, short-term, supplemental, and dental and vision plans. We are not a government agency and are not affiliated with the federal or state Health Insurance Marketplace.
No fees for our help
Our guidance is offered at no cost to you. When you enroll in a plan through us, we're typically compensated by the insurance carrier, and this does not change the premium you pay.
Quotes and estimates
Any premium ranges, estimates, or figures shown on this site — including results from our quote tool — are approximations for general illustration only. They are not offers, guarantees, or binding quotes. Your actual rate depends on the specific plan, carrier, your eligibility, and details confirmed during enrollment. Subsidies, where available, may significantly change what you pay.
Not insurance or professional advice
Information on this site is general and educational. It is not insurance, legal, tax, or financial advice, and it should not be relied upon as a substitute for personalized guidance from a licensed professional. Coverage is subject to the terms, conditions, and exclusions of the actual policy issued by the carrier.
Your responsibilities
You agree to provide accurate, current, and complete information when you contact us or request a quote, and to use the site only for lawful purposes. You agree not to misuse the site, interfere with its operation, or attempt to access it in an unauthorized way.
Availability of plans
We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Plan availability, pricing, and benefits vary by location and are subject to change by the carriers.
Intellectual property
The content on this site — including text, graphics, logos, and design — belongs to The Coverage Compound or its licensors and is protected by applicable laws. You may not copy, reproduce, or distribute it without our permission, except for your own personal, non-commercial use.
Third-party links
Our site may link to third-party websites, such as carrier or enrollment platforms. We're not responsible for the content, accuracy, or practices of those sites, and their terms and privacy policies will apply when you use them.
Disclaimers and limitation of liability
The site is provided "as is" and "as available" without warranties of any kind, whether express or implied. To the fullest extent permitted by law, The Coverage Compound is not liable for any indirect, incidental, or consequential damages arising from your use of the site or reliance on any information provided.
Changes to these Terms
We may update these Terms from time to time. When we do, we'll revise the "Last updated" date above. Your continued use of the site after changes means you accept the updated Terms.
Contact us
Questions about these Terms? Reach us at info@thecoveragecompound.com or 813-778-8480.
These Terms are provided for general informational purposes and are not legal advice. You may wish to have them reviewed by a licensed attorney to ensure they meet the requirements that apply to your business and state.