The stuff people always ask.

No — our help is completely free to you. When you enroll in a plan through us, the insurance carrier compensates us, and that doesn't change the premium you'd pay. You get an expert in your corner at no added cost, and no obligation to enroll.

Marketplace (ACA) plans are sold through the government exchange and are the ones that can qualify for income-based subsidies, which lower your monthly cost. Private plans are sold off the exchange, directly through carriers — they don't come with subsidies, but they can offer options and networks the Marketplace doesn't. Because we work across both, we can compare them side by side and point you to whichever actually fits your situation and budget.

Often, yes. Certain life changes — losing job-based coverage, moving, getting married, having a baby, or aging off a parent's plan — open a Special Enrollment Period that lets you sign up outside the normal window. Some plan types, like short-term coverage, can also be started year-round. Tell us your situation and we'll let you know what you're eligible for right now.

Absolutely. We help individuals, families, and businesses. For families, we can build a plan that covers your spouse and dependents together. For businesses, we can walk through group coverage options for your team. When you request a quote, just let us know who needs coverage and we'll tailor it from there.

A real person — not a call center — reviews your details and reaches out to go over your options. We'll answer your questions, compare plans across carriers, and if you decide to move forward, we handle the enrollment paperwork with you. There's never any pressure to sign up, and we stay available all year for questions after you enroll.